prämienhilfe.ch

Health insurance premium reduction Basel-Stadt — check eligibility and apply

The canton grants residents with modest financial means contributions toward reducing their health insurance premiums. We help you check your eligibility and submit your application correctly.

Which best describes your situation?
30'000+
Recipients in BS
CHF 500–3'000
Savings per year
20 minutes
Consultation
Since 2020
Experience

Premium reduction in the canton of Basel-Stadt

The premium reduction (also known as IPV — individual premium reduction) in the canton of Basel-Stadt is administered by the Office for Social Contributions (ASB). Around 30,000 residents of the canton of Basel-Stadt already receive this financial support toward their health insurance premiums.

Around 30,000 people in the canton of Basel-Stadt already receive a premium reduction. The process is short and simple — it's worth checking whether you qualify. A single application per household is enough.

Eligible are people whose household income and assets fall below the benefit threshold and who have lived in the canton since January 1 of the current year.

Income thresholds vary depending on household size and personal circumstances. Many people receive a premium reduction even when they don't expect to. It's always worth checking your eligibility.

Recipients in the canton
approx. 30'000
Responsible office
ASB Basel-Stadt
Application deadline 2027
September–December 31, 2026

Have your personal or financial circumstances changed? Even existing recipients must report changes. We'll guide you through the entire process.

How applying works

1
Check eligibility

In a brief consultation of about 20 minutes, we'll check together whether — and to what extent — you're entitled to a premium reduction.

2
Compiling your file

We help you correctly compile all the necessary documents: tax return, insurance policy, payslips.

3
Submitting your application

We submit the application together with you to the Office for Social Contributions Basel-Stadt.

Why do many eligible people never apply for their health insurance premium reduction?

Even though thousands of people are entitled to it, many never submit an application. The most common reasons: the process looks complicated, many don't know whether they qualify, and deadlines are often missed. Yet the process is simpler than expected — as long as you know the exact requirements and deadlines.

Too complicatedThe application process looks like a lot of work
UnsureMany don't know whether they qualify
No timeDeadlines are often missed

Who is behind praemien-hilfe.ch?

praemien-hilfe.ch is a service of EVO Partners GmbH, an independent, FINMA-registered insurance broker based in Switzerland.

We are not a government authority or a cantonal office. We are a private advisory firm specializing in Swiss health insurance.

Our services include:

Help with the premium reduction (IPV) — for all cantons
Independent advice on health insurance (KVG and VVG)
Optimizing your insurance coverage and premiums

Our help with the premium reduction is completely free for you. As a FINMA-registered broker, we are compensated by our insurance partners when we recommend an optimization of your health insurance. There is no obligation whatsoever.

FINMA-registered insurance broker
Over 1,000 cases handled since 2020
Independent of cantonal authorities
No obligation for the client
4.8/5 customer rating

Frequently Asked Questions

Who are we?+
praemien-hilfe.ch is a service of EVO Partners GmbH, a FINMA-registered independent insurance broker based in Switzerland. We've been active since 2020 and have already handled over 1,000 premium reduction cases. Besides the premium reduction, we also advise our clients on their overall health insurance situation, to find the best coverage at the best price.
Are you an official cantonal office?+
No. praemien-hilfe.ch is a private, independent advisory platform. We are not a government body. The premium reduction can also be applied for directly with the Office for Social Contributions (ASB) Basel-Stadt. Our service makes this process easier for you and, at the same time, checks whether your overall insurance coverage can be optimized.
Who is entitled to a premium reduction?+
People with modest financial means residing in Switzerland are eligible. In the canton of Basel-Stadt: single people up to CHF 49,375, 4-person households up to CHF 97,000 in annual income.
How much can I receive?+
Between CHF 500 and CHF 3,000 per year, depending on income, assets and household size. Children and young adults up to age 25 in initial training also qualify.
What does this service cost?+
You incur no direct costs. We are a FINMA-registered insurance broker (EVO Partners GmbH) and are not compensated directly by you.
What's the difference compared to applying directly with the canton?+
You can apply directly with the cantonal office. We help you check your eligibility beforehand and correctly compile the file — similar to a fiduciary helping with a tax return.
How long does processing take?+
The initial consultation takes about 20 minutes. The decision from the cantonal office is usually issued within 2–4 weeks.

Haven't checked your eligibility yet?

Get started now — it takes less than 20 minutes. Choose your situation:

Not an official cantonal office. A service by EVO Partners GmbH, a FINMA-registered broker.

Check eligibility in Basel-Stadt →